Hi,

There are no 'catches' with the card, however one thing you may need to look at is the BMI / Lufthansa situation at the minute. I have no idea what is going to happen with credit cards / miles over the next year or so.

AMEX platinum is a great card if you travel a lot. £300 sign up fee but a load of 40k miles, insurances, lounge access, hotel reward cards, etc etc. It's been worth WAY WAY more than that for me.

Anyway, feel free to PM me if you have any other questions, although most of the details should be omn the front of this post.

Remember if it's a card you can reward someone with through a referal then please do. Either myself or loads of other posters on here will be able to help you out! ;-)