Good day,

(some more information about getting/selling foreign currency. I am sure I am "preaching to the choir" with this post, but there may be some who can benefit)

my latest internet purchase of Euros from WF was for 1,500 Euros. It was sent to me next day FedEx with no delivery charge, so all it cost was the exchange rate (which was very good).

BUT

my order included a single 500 Euro note. Duh, fully 1/3 of the funds ordered were "locked" into one note? And, what am I supposed to purchase with a note worth approximately $725? A newspaper AND a coke?

So,

I contacted the local WF Intl Teller Site and explained to them my desire to obtain smaller bills for this 500 Euro note - and the same time, I explained to them that I was not a customer at WF, absolutely no accounts.

They said no problem. Come on down and we will be glad to do the exchange.

So, it took me about three minutes to wait in line, talk with the teller, and do the exchange. Got the smaller notes. No transaction fee.

Since my cc posts foreign currency purchases as a cash advance, I may just as well go to the local WF teller who sells foreign currency, get a cash advance, and then get the exact denominations I prefer.

I also asked about their buyback policy. She told me that as a non-account holder, I could exchange foreign notes for american dollars but that there would be a flat $5.00 charge. Given my past experiences with FOREX, et al., that does not sound too bad.

Maybe I will go to WF and put $50 in an account.