I had no need to do this, but I agree that I don't like the forced instant deposit of SWU's. I don't see why they can't do something friendly like make it optional... take them any time but no later than 1/1. I will cross the finish line by mid-December, and I would rather get them on 1/1 with a 1/31/13 expiration date but I'm pretty sure I'll get them in December.