Originally Posted by panny

Hello,

I already have 2 Amex cards, 1 Corporate and 1 BA Premium.
Will I get refused and hurt my credit score if I go for this one due to the 3 amex cards limit?

Edit.....

Just done a quick bit of maths and can't see why anyone would want this card as opposed to say the Tesco clubcard mastercard, unless of course you spend a lot abroad.
Everyone already has an amex, right?

Based on £1000 spend on the Lloyds mastercard you would get 250 avois (or 500 if the spend was overseas)
Whereas on the Tesco one you would get 250 clubcard points which convert to 600 avios (apart from next feb where they convert to 1000)

I have been waiting for Tesco to offer a bonus before I sign up for it.

I might do this Lloyds one if they let me and keep it until Tesco offer a bonus then ditch.

It would be nice to have a backup card to pull out rather than my debit when I get the "we don't take amex".