I have an unusual question. A long time ago I wanted a card that offered me zero interest for one year because I wanted to float some money. I applied and received the KISS Visa (yes, KISS as in Gene Simmons) which did this for me. After hanging on to this card for a number of years Chase ended their relationship with KISS and did away with the card. I was offered several choices from Chase to replace my KISS card.

Now at the time, there were no extra spiffs - I did not receive any points for the replacement but there was no credit check. First they replaced my KISS card with the Slate card. I complained to Chase because the Slate card was pointless, and boring (in my opinion), and that is when they offered me the Sapphire instead.

Well, time has passed and I want to take advantage of the 50K offer from Chase Sapphire. Do you think that if I close my account and reapply for Chase Sapphire they will deny me -- since I already "had" one? I am yearning to get the 50K and I can't stand it. I tried calling and asking them to just give me the points but they refused to do so.

Thanks for any tips.

PS - My credit score is excellent.