This is the thing I don't like about Choice. I do stay with them at least a couple of times a year when I travel to smaller towns in Kansas and Ohio that don't have many options. Then I will stay with them sometimes in bigger cities because of price. I have been thinking of getting the credit card, but I'm not sure I want to invest that much into the program when you can't stop the points from expiring. I usually am able to redeem at least one free night a year, so I haven't had any points expire, but if I don't get to use them, I don't want to lose them.
I would shift more to Priority Club, but in some cases I can get a decent Choice hotel for $70-$80ish and the cheapest Holiday Inn will be over $100 and I really don't like to go over $100 a night for a hotel if at all possible.