This is the rule:
If you disagree with another member, challenge the opinion or idea - not the person. Personal attacks, insults and "flaming" will not be tolerated and will be removed, and the violator will be subject to disciplinary action. You may challenge others' points of view and opinions, but do so respectfully and thoughtfully
This is my interpretation:
Write about credit cards, policies, benefits and rewards. Do not write about other members.
Suggestion:
Avoid using the word "you".