Originally Posted by
dbh1
Did you try calling them to explain?
Yes, said they didnt care. I fell below their guideline and they said there was absolutely nothing they could do.
Originally Posted by
S.Marsh
Ouch . . . Were you paying off current balances in-full (and with several payments) before new statements posted or were your statement-balances at the max and being paid off? I'm only asking because I plan on making several charges that are close to the credit-line several times during this billing-cycle. But before I make new charges, I plan on paying off each charged balance in-full to make way for a subsequent charge. I do this all the time with Chase, but if Barclays doesn't allow it, then I guess I should leave those charges with Chase.
Yes, paying off the balances in full every month. I think I may be a special case though since I've never had a Citi, Chase, or Barclays card until recently. I've always used AMEX Plat. Since AMEX cut off ties with Continental, Ive been maxing and paying off my Citi and Chase cards just like I do with AMEX. Maybe the combo of new cards and maxing out was the red flag? Not really sure, but Im going to reapply with Barclays in 1 year and by then maybe I will have more of a history. I'd be careful with Barclays though. They seem to be really sensitive to new account holders maxing out cards.