Originally Posted by Happy

No. The reward cannot be redeemed for cash, unless it is for paying back Student Loan (one of the reward options of TYP) - but at an inferior rate, i.e. 1 pt is worth less than 1 penny.

It is $500 if using to redeem for Gift Cards at $100 for 10,000 TYPs. It is $665 if using to redeem for airline tickets. When redeem for airline ticket, you get a 25% discount on the airfare, so a $400 ticket only cost you 30,000 TYPs. Or, a $665 ticket only cost you 50,000 TYPs. ($665 x 0.75 or 50,000 x 1.33 - they represent the SAME thing).