Originally Posted by
jsyjordan
Sorry not sure if this is the right forum but how can you tell if multiple inquiries to your credit report got merged?
For example on Equifax:
Company Information:
CHASE BANK USA N.A Date of Inquiry:09/01/11, 07/13/11, 04/18/11, 12/17/10
is all on one line. Does that mean that's one inquiry or multiple?
Looks like 4 inquires from Chase to me. A merge happens when you apply for two cards from the same bank on the same day. You only see the date once in the list. They get merged when both pulls occur on the same day. Say you applied for two Chase cards on 09/01/11 and the date only shows up once in the list instead of twice because they merged the two pulls on 09/01/11 into one at the end of the day.