thanks mia,
i have the Citi Thank you card. it has no annual fees( light blue in color)
i spend alteast 30k with no balance carry over
we would like to redeem for stuff like,
- if we go on vacation buy some plane tickets
- if our camera breaks would like to redeem to replace
- maybe we need to buy some other odds and ends
i guess its for all around redemption. Basically we will use the points to use on our daily life to reduce spending cash if possible.