Originally Posted by
quincyc
I recently got approved for the Chase Freedom card with a credit limit of $1500. I was surprised since I usually get approved for higher limits. I would like to apply for Sapphire Preferred soon, but I'm thinking my chances won't be high given the low credit line on my Freedom card.
If I reduce the credit limit on one of my Amex cards (and thus the total amount of credit available to me), would this improve my chances of obtaining a Chase card? Or do banks only care about the amount of credit that they themselves extend to an individual?
Thanks in advance.
Adjusting Amex wont help you, and do not go that route. Work on building chase history and payoffs, and dont apply for the sapphire any time soon, you will doom your effort.