Originally Posted by scwam

Damn, I just got my Sapphire balance right under 4k to show more utilization, on my credit profile (while taking an app-break) and may have to pay it early before the reporting of that balance if I want to get on this. Chase gave me 2 months no interest after I explained this to them. Also wanted a new 5k installment loan to ride out another 2 months to improve my credit, may have to pay that off earlier too.

Data point

5/5 Applied CO + BA = denied
5/12 Recon CO = approved (Churned, first bonus 3/10 35k, 2nd bonus 50k 6/11)
5/19 Recon BA = approved
6/22 Applied Saphire = denied
6/26 Recon Saphire = approved

I think I would be pushing it for a 4th application and going on 5th card with Chase (other is 2yr old freedom)