Originally Posted by
beltway
Yes, there was a time 2 years ago when Chase seemed to have (and the CSRs routinely cited) a supposed "six-month rule," and there will always be individual applicants who get denied less than 6 months out from the prior app. But the available evidence -- as attested by innumerable people posting in the FT CC forum over the past year, your truly included -- is that Chase regularly grants 2 or even 3 cards to applicants inside a 6-month window. And I mean instantly, without resort to reconsideration requests via phone or letter.
For me, between April and July, the Chase BA, CO, and Southwest cards--all without any reconsideration requests.
This new card may put me in a bit of a quandary as I was holding off on applying for the Sapphire Preferred to space out my applications, but this UA offer looks tempting and there's only a short amount of time (apparently) to apply. I certainly have some thinking to do during the next ten days--including guessing how likely it is that a similar offer from Chase/UA might come down the pike after the first of the year. And maybe the window's only five days, because if I apply and qualify for the UA card, I'd be much less likely to transfer Amex MR points over to CO before Friday.