Originally Posted by redtop43

I use a website called xe.com.

They debit my US bank account and credit my Canadian account. I have found them very efficient and reliable. You have to go through the work of setting up an account; it's not something you would usually want to do for a one-shot transfer. The 1.15% is for transactions over about $2100.

I can also transfer from my account at Fidelity Investments for 1% for $10,000 or more, but then my Canadian bank charges me $10 to receive the wire.