Join Date: Jan 2005
Location: Toronto, NYC, somewhere on planet Earth
Programs: UA 1K, AA ExPlat, Hyatt Diamond, SPG Plat, Marriott Gold
Posts: 8,291
1.15% is a pretty good rate to pay. When I convert currency, I try to do it when there is a drop in the value of the currency I want to offset the finance fees (and requires a bit of patience).
Might I ask how you get the 1.15% exchange fee?