Originally Posted by
rmbl
I'm bumping this thread because FIA ex-Schwab Visa card I (and many of you!) have been using for foreign transactions is about to become less useful on that front, and I'm contemplating my options.
What's the current wisdom?
I've been using the Schwab Visa for the bulk of my spending and a Starwood Amex whenever I think I may want their dispute protection.
I'm considering the getting Hyatt card, though I'm leery of adding another annual-fee card to the stack. I imagine I'd only use it for foreign and Hyatt spend and would just use Starwood for the bulk of stuff.
I had the BA VIsa back in the day of 100k miles sign-up bonuses, but I don't really want to get it again -- I just don't find BA miles that useful.
Please see my post no. 1127 in the thread:
Schwab Invest Visa? 2% cash back on everything?
The summary is this: For a few years now I used the same scheme as you: US dollar expenses on SPG AMEX and all others on ex-Schwab. Due to the circumstances I am replacing ex-Schwab with CapitalOne Business No Hassle Cash Premier VISA. Although I haven't used this new CapitalOne card yet, it seems to come with all the positive features of ex-Schwab except it does have an annual fee. Since the fee is waived in the first year, I'll face that problem later.