You are carda non grata with BoA. But you get to ask for free credit reports. Sit it out in the penalty box and go for low hanging debit card emiles or erewards fruit or play the Continental, United, or Delta rack-em-up games.
Suspect you have been recycling plastic a little too often.
Originally Posted by
Cphil1
Hey guys,
Not sure where to post this but here goes;
Today I received a letter from the Alaske Air Mastercard credit department. I was denied the card - "Excessive" credit inquiries on my file.
First of all, is there a way to reverse that? They did mention that I could contact the 3 major credit bureaus where they based their decision. They even gave the number to contact them.
Should I wait a while before trying to apply again? does this refusal affect my credit score? If so, how can i remedy the situation quickly?
Thanks.