Originally Posted by
BrewerSEA
I also chose to spend $1.25, but for a coupon to a new Thai restaurant I've been meaning to check out anyway. Should I put this in my spreadsheet as a cost of -$8.75?

ABSOLUTELY!! Last year, I got a quote from 21st Century Insurance (a quote got a hit last year). Turns out, their insurance saved me $308/year. I entered "-$308.00" in my spreadsheet because that hit definitely saved me that much money.