I guess at this point the best option is to switch from my Capital One Venture to the no fee one. It's 1.25 % back on travel (assuming it works the way the Venture card works) and no for ex.
Chase now has no forex, but I really like cash back.
I use my Hilton Amex for gas, groceries, etc. the stuff that gets the extra kick so having an extra kick for "everyday" purchases doesn't help me. And of course the Hilton cards have forex.
Schwab was the best card ever. So sorry it's gone.
Got a first letter but not a second.