Originally Posted by
GoAmtrak
There's an easy solution to this: Exercise your legal right to opt out of pre-approved credit offers via the industry's
OptOutPreScreen.com site. I've hardly received any unsolicited offers since opting out about four or five years ago. ^
I looked into this sometime back and IIRC, I think that only blocks card issuers who do not have a prior relationship with you. UA does (and by extension, Chase) and therefore Chase is able to circumvent the block.