FlyerTalk Forums - View Single Post - 2 Capital One cashback cards: Business 2%, Personal 1.5% [Card names change]
Old Sep 6, 2011 | 7:41 am
  #16  
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Originally Posted by mia
The $6,500 threshold is effectively a hidden annual fee. because you are earning a reduced rebate on that spending.
Disagree.

A fee would be if they somehow take money from you. Even before reaching the $$6,500 threshold, you still make money. Further, after reaching it you earn a higher cash back than a lot of other cards so there is no way one could even consider that it has a fee.
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