Hi.

My wife has had 1 credit card for as long as I can remember and has never applied for another card off her own back. She now has 3 CC's where I have been approved and given her a card (AMEX platinum, BA PP and BMI Mastercard).

I have 2 questions:
1. Do these effect her credit score at all
2. Could she still apply for any of the 3 cards above or would her being an additional cardmember be a problem? In particular I'm thinking she could sign up to the BMI AMEX CC.

Thanks
Andrew