One thing to note about Citi forward is you can earn a maximum of 75,000 ThankYou points in a calendar year. For a lot of people, this does not matter, but I pay for tons of nice corporate dinners, and I bump against that max pretty quickly (it's $15K at restaurants).

For anyone with a TON of restaurant spend, you can get the Forward card as well as the MTVu card, both of which are citi visas with 5x points on restaurants.

I usually redeem the points for travel or gift cards (1 point = 1 penny). The nice thing about travel is you earn EQM/EQS on flights booked this way.