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Aug 19, 2011 | 6:07 am

#2

mia

Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures

Join Date: Jun 2003

Location: Miami, Mpls & London

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Posts: 51,823

VISA says:

Quote:

Can I use my Visa Gift card at merchants where a tip may be appropriate?

Yes. When using your Visa Gift card somewhere a tip may be appropriate (such as restaurants, bars, taxis, salons, barbershops, or health and beauty spas) the merchant or issuer may decide to authorize your transaction for an additional 20% above your total bill. The actual tip amount is your choice.
Be sure that the balance on your card is sufficient to cover the cost of the bill plus the tip added. If not, the transaction will be declined.

http://usa.visa.com/personal/cards/p...html#anchor_15

I would politely ask the server to authorize the transaction for the exact amount of the bill and explain that you will leave the tip in cash. However, it sounds as if the 20% could still be added automatically based on the merchant classification.

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