I closed my Chase acct when the coins dried up and it was too much trouble to keep up with the 5 transactions a month. Then they kept sending these offers for $150 to open a checking account. So I did that (Chase Total Checking) and the rules changed - now $1500 in the bank keeps it fee free, $12 otherwise. I started a small direct deposit as well. I was told that the direct deposit can be a way to keep it fee free if it is over $500 per month...so $125 a week would do it. Reading the new rules dated 8/24/2011 its says must be one minimum $500 direct deposit per month and not multiple smaller ones.