Before I left the US almost exactly a year to this date, I killed my Chase account and reopened my BofA account online... an admittedly stupid exercise (as an 18 year customer), but I did the drill in order to avoid monthly fees.

But, today I checked my statement and realized that they have been dinging for $12 per month since May (without notice). What gives? I am planning on migrating towards Schwab during the course of the next two weeks and ending my relationship with BoFa.