Originally Posted by
NYmetsfan111
Do you only get referral options if you get the card?
Yes. You can't refer somebody for a specific card (say, SPG biz) unless you have one (i.e., are the primary cardholder).
and is everyone qualified to refer someone else?
It depends on the offer. Sometimes only certain members get invited to refer; sometimes everyone can refer. The most recent offer (30K) went through both stages. The official referral deadline was last night, so although one could still try to refer -- when I checked this morning, the links were still up -- it's not at all clear the referring party would get the bonus.