Originally Posted by
metoo
Paulchill-
When you reapply after 18 months, don't you need to cancel the Citi Visa first or do you keep it as well?
No need to cancel. There are people who have long existing AA cards that are getting their new cards. Citi use the "first time only" to deter rapid churning but does not seem to use it to punish long time cardholders.