just wanted to update with my experience. applied on 7/7/11 and activated the card yesterday. called today using code 5748 and after a lot 'research' time, the CSR noted that code on my account and said I'd get the 100k points after the $1k spend in 3 months. Tried to expedite the points as I've already done the $1k but she said not possible. Should I call back later and try again?