Originally Posted by
themicah
I wonder how they have worldwide coverage when Amex's own cards exclude Australia, Ireland, Italy, Israel, Jamaica and New Zealand?
The PenFed Amex is issued directly by PenFed but uses the Amex network and provides a subset of Amex travel arrangement services through an agreement with Amex; the insurance for PenFed Amex is from AXA, a truly global insurance company.