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Thread: When to start AA cc?
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Old Jul 12, 2011 | 7:14 am
  #5  
brp
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By 23 I was through my BSEE, had a real job as an engineer and had at least one CC (may have been no more than that). 28 years later I've still never kept a balance on any card at any time. It can definitely be OK if one is disciplined. As to which card, only you can answer that.

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