Originally Posted by
AVIZ
I am, like many of you, most intrigued by the signup bonuses and of course by the idea of churning different cards annually (or more). Our cards are all paid off monthly, so hopefully this is helping to further strengthen our credit scores and long term history. Being that in a year or so from now, we want to be in the right position to purchase a house (at the best interest rates), I figured it can't hurt to ask what is TOO much and what will help/hurt us long term.
If you have plan to purchase the home in 12 months from now, you probably need to resist the temptation of the many bonuses and choose only very few and do them now. Lay low for the next 9 months before your mortgage application process.
As others suggested, you really should visit Creditboards.com to learn more about the credit granting process.