Originally Posted by
jmw2323
Not sure if this is the right place for it. Move it if necessary
In the last 18 months, wife and i have applied for 20 or so credit cards between the 2 of us. Only got completely denied once. Had to talk Chase into another but it was very easy.
We are buying a house in the next 6 months or so and just got approved for a jumbo mortgage at the lowest rate possible. have cancelled a few of the cards in the last 6 months and lowered the credit line on most of them.
Highest of the 3 FICO scores for each of us was about 745 for me and 765 for the wife.
Laying low for more offers until after the home closing
Thank you for once again confirming that churning and opening many cards that credit scores don't get super killed and that a mortgage is still possible to do.