Originally Posted by
letsgostlcardinals
Hello all,i'm actually new to the forums. So i am very sorry if this question has been asked before.
Im sorry to kind of delve into this thread but it's very long and i honestly only read about 30 pages of content. A lot of these 0% transaction and low transaction cards seem to be for people with very good credit, though im not sure. I am working abroad after just finishing university and i just have one credit card and have had it for 2 years now(haven't been late on payments) and I'm wondering how good of credit do you have to have to be accepted into these 0% or 1 % fee foreign transaction fees?
If anyone can recommend me a kind of intro card id much appreciate it.
There's no hard and fast rules. You can use sites like creditkarma.com and creditsesame.com to get estimates of your FICO score. If you are in the 700s you should have a good shot at any. If you worry about getting denied, Capital One cards might be your best bet, as they all have no FOREX fees and run the gamut from low-end to "high"-end cards. For issuers like AMEX and banks like Chase and Citi, most of their no FOREX cards are rewards cards with higher annual fees and entry requirements.
Good luck and welcome to FT!