I really appreciate this discussion! It's certainly giving me a lot of options.

I will check CreditBoards for the pulls in both FL/TX. And I'm thinking I need to pull some credit reports (due for my annual ones) and see where we stand on inquiries. We haven't done much in the last year except for the Citi (x2). So we should be OK on that front.

Ike:
It seems like you are suggesting in the immediate future to go for 2 Amex & the SPG? And convert Amex to SPG and then over to the airline.

The one SPG I saw floating around had a higher spend requirement (if I remember correctly). Of course that targeted SPG card was nice, but didn't come my way.

The Amex cards are bump bonuses, correct? Because it was targeted?