Originally Posted by percysmith

I know only 2 people other than myself, both Gen X and CPAs, who've >20 cards. We get a kick out of maxing out earn rates.

The people who ask me for "one" card are all baby-boomers with millions in income and/or spending.

Personally if I'm a bank, I'll do the "one" card business and screw people like you and me. I dunno why banks like Citi even go after our business - maybe they think we'd attach sentimental value by rewarding us early? (As if! Strictly transactional - YBG IBG)