Hi guys.

I am a fanatic in collective Airline miles as I see huge payout for using them for Business or First class seats. I mean ... 100K miles and I fly Business class seats that cost $4000.

When I check out the Hotel credit cards and their deals such as 50K points bonus ... I see very little benefit in it. On average I see that Marriott would charge you about 40K points PER NIGHT!

My question is .... what am I missing here. I still hear people paying for their entire stay with just points. But isn't that 280K points for a 7 night stay? Is this really worth it?

thanks.