Originally Posted by lwildernorva

I think that's the message I was trying to get across. While you're trying to figure out something to spend the money on, you're already spending money everyday. Your everyday expenses may very well be more than enough to meet most spending requirements.

Although answering your question, I wasn't necessarily solely addressing your situation. A lot of folks who may not make as much as you may be missing opportunities to direct their everyday spending through their credit cards to meet bonus offer spending requirements. If they read this thread, it may occur to them that they may want to reevaluate their spending habits (cash vs. credit) in order to add to the number of offers they pursue.

My own personal bias is to make sure that I don't go into debt while running expenses through my card--I figure the interest payments I then have to make will eat into my discretionary travel budget for those items that credit card bonus offers don't cover!