Originally Posted by
sdsearch
All of the options you mentioned add one more "net" annual fee. Will you use the new card enough for that to be worth it?
Chase Priority Club Select Visa has no "net" annual fee. Ie, they have a $49 annual fee after the first year, but give you free notel night certificate every time they charge it.
(Chase also has a no-forex Hyatt card, but I don't know where it fits with "net" annual fees.)
Agree on the Chase Priority Club Select Visa due to the annual fee is more than paid for by the free night cert. Plus you also get 10% rebate on award redemption. The drawback is poor earning rate. So our PC cards are back up cards for international travels only.
We are lucky to have a 0 fee Citi Premier MC Card (converted from a PPE) and the 0 fee Old Schwab Visa now a generic FIA card. We carry all 3 on foreign trips but primarily use Schwab Visa because of the 2% straight cash rebate.