(QUOTE) Rick has has a good blog for newcomers but I'm not that impressed with his expertise. About a year ago I asked his advice on signing up for multiple AA citi cards and he just said "who knows, give it a try". Someone who knew their stuff would have recommended to do the 2 personal, then 1 business later. Lesson learned and it cost me a lot of miles. TPG's blog is more useful IMO.[/QUOTE]

I respectfully disagree with your characterization of our discussion. About one year ago we were all in a quandry as to Citi's current position on multi card applications. I will always give information I believe to be correct and not suggest plays that I am not sure of. At the time, no one was aware of what Citi was doing. That same situation exists today, although evidence is mounting that the 2 personal on one day and 1 business later is the correct play. It is easy to give correct advice when there is a body of evidence.

For those of you that believe you have Citi definitely figured out, congratulations, you know more than their own employees.