Originally Posted by HikerT

Igor, I'm not talking about the small impact on your credit score. I'm talking about the number of inquiries showing up on your credit report for each of the agencies. If you have good credit, inquiries do not impact your score much. What's more important is how many inquiries you have with the agency they pull to check your credit. Assuming there are no other issues with your credit, the number of inquires can be deciding factor vs. approval or denial. The more inquiries you have and the more recent they are, the less likely you will be approved. If you have a small number of inquiries showing up for a given agency you should look at applying for cards that are likely to pull that agency. It is an educated guess as to what agency will be pulled but it's a good bet that barclays will pull transunion.