Originally Posted by RichardKenner

I don't see that as relevant here for two reasons. First, I strongly doubt that what would be looked at were FICO scores, or much of the material used to derive. Secondly, you'd have to show a correlation between crime and terrorism and that's the part that I don't see how to do because of the small sample set.

(However, I would expect to see a correlation between crime and FICO scores simply because there's a correlation between FICO scores and income and another between income and crime. But, as I said, I don't see the relevance here.)


I've seen no evidence that that's indeed the claim. There's a lot of information in credit reports that has nothing to do with credit risk. The fact that somebody has had a credit card for 20 years shows stability no matter how much they own on it or how many times they've been late in payments, for example.