Jasper2009

I was just wondering what the differences are between the CIBC Aerogold Card and the CIBC Aerogold Infinite Card?
(I realize there are better cards out there, but I´m still curious)

Both cards cost $120/year.

The Infinite Card:

- offers some additional insurances (trip interruption insurance sounds good)
- requires a higher household income
- offers some travel concierge service (sounds quite useless to me)

So my questions are:

1) Am I missing any major differences?
2) Does the regular CIBC Aerogold card have any advantages over the Infinite Card?
3) Is the foreign exchange fee 2.5% for both cards?

Thanks in advance!