I am planning on making one last transfer from MR to OP before the close date to top off my wife's account. My only decision is what I should top it off to. 100K, 150K, 200K? We use mostly for domestic, and typically travel with our two children. We will probably be making a Hawaii trip in about 2-3 years, and I already have 150K+ in my OP account.

I don't have a lot of experience on gaming the system to maximize redemptions. Just pretty standard 25K or 50K rewards.

Any advice would be appreciated.

Thanks!