Originally Posted by
sfoactuary
You were probably denied for the second Chase card due to the close proximity of the two applications
Except I was approved for all of these cards, including two Chase cards applied for a day apart from each other, so we knew it was possible.
Perhaps instead of applying for another card right now (the Amex) it make sense to establish some more credit history first, and focus on the positive aspect that he did get the BA card.
He applied for the Amex Gold (and was approved) in an effort to establish his credit history since it will show him as having the card since 2003 when we got our first Amex.
We aren't wanting to apply for more cards right now, but are just wanting to get a feel for how long Chase and Citi will look at a previous denial when a new application comes in. We don't want to get six months down the road and want to apply for something and find out it wasn't worth it since the denial is still getting in the way.
Does anyone know how long to wait for either Chase or Citi after getting denied?