Originally Posted by
goirulz
That sounds pretty enticing. A couple questions, though. Would I be undermining my chances of securing future Amex cards (e.g. SPG, Gold MR) with this kind of maneuver (I'm new to this so it's hard to tell if it's shady or common practice)? And wouldn't I stand a better chance of receiving the SPG Amex over the Hilton Surpass, which seems to be a higher-tier card?
Would the rest of you recommend getting the SPG Amex or the no-fee Hilton Amex (either upfront or downgrading from Surpass) as one's first Amex card? Thanks for all the advice so far!
Go for the one you want. When you apply, you can apply for two AMEX cards on the same day and only end up with one inquiry from AMEX on your credit report. So decide which card you really want, then apply for it, you might get it. If you don't get the one you want, have another go and try for your second choice (on the same day).
The easiest cards to get approved for are the charge cards. For the revolving cards, the Delta and the Hilton are pretty easy. Apply for what you think will benefit you the most. You want the cards you want, not a bunch of cards you don't want.