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Thread: First time CC advice for wife
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Old May 16, 2011 | 2:18 pm
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Mabuk dan gila
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Originally Posted by myb821
i had a similiar issue with my wife. she had a card with a like 300 dollar limit for a year and they would not approve her. DO NOT APPLY TO CHASE. they do not count accounts that u r an AU on as ur credit. they will deny her. I applied for my wife for those cards and no matter how hard i tried they would not approve her as they said she never had a credit card with a 1k+ credit so they could not approve her for those cards.
The trick is to call up some of your creditors and have her added to your accounts as a joint account member rather than just an authorized user. Then the credit history transfers over to her 100%. If she is just an AU and it is not a joint account, it doesn't count for much these days.
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