Originally Posted by deltagoldflyer

Looks good and yes to the above. Things to keep in mind. You must before YEAR END each year do the transfer yourself from wife to you here:

https://www.delta.com/deltareservemqm/mbrLanding.action

Pick the personal and then the biz once you reach each level of spend.

Also, when it comes to the fee's each each, call and ask for the retention department. Tell them between you and your wife you have 4 and love the cards. Tell them how much you spend. Do this for each card each year. You may not get a lower fee but I get 5-20k each year extra skymiles each year for the time on the phone.