Hey guys, new here. Been reading over the last month or so and really trying to learn and understand all the lingo. Finally figuring out all this YQ, CX, Y, J, F, etc....

Anyways, like lots of others, Im looking at maximizing the new BA 100k miles card. I already have spend my $2500 (dog needed a surgery) but now wondering about the companion ticket. Unlike lots of people here, I cant normally spend $30k a year on a credit card. I do have a possible opportunity though to get that $30k a year spending but it will cost me 2%. My parents own a small business that they can take credit cards with. THeir cost is a monthly fee + transaction fee + 1.9%.

Im wondering if it is worth pushing $30k on this card spending the 2% and getting the free companion ticket. Im really thinking a F or J ticket would be nice with the 100k promo and then get a free one would be stellar....but I have read that there are lots of fees and issues associated with the companion ticket.

Do you guys think its worth paying 2% and getting the companion ticket?

Im going to assume it is well worth the $600 IF the ticket is used on a long flight. My worry is that its only good for a BA flight and there is high YQ.

Benefits would be:
Free companion ticket
37,500 miles (30,000 x 1.25)

Negatives:
High YQ $400+
Have to be on BA flight
$600 for the companion ticket



Thanks
Tim